Welcome to Citadel Title & Escrow Company, LLC.

We proudly offer professional short sale processing for our sellers and realtors in order to assist all parties in an expedited approval process. With us handling the short sale, our loyal realtors and sellers can be assured of prompt and focused services by our dedicated short sale team.

A Short Sale occurs when a Lender agrees to accept less than the amount owed to pay off a loan as an alternative to foreclosure. We can often help convince a Lender that they will "do better" if they take less than what is owed now rather than taking the property back by foreclosure and trying to resell it later. The Short Sale negotiation process is a lengthy one. It may take several weeks or months to get an approval depending on your lender(s). Upon acceptance, the lender releases its security interest against the property in exchange for less than the total amount of the note. A release will allow the property to be sold without paying off the full obligations of the note at the time of closing.

Our role is to communicate with your lender and to process and forward the documentation you provide in support of your request for short sale approval. Once your lender has approved the short sale transaction, we shall act as Settlement and Closing Agent and issue a policy or policies of title insurance and complete the closing transaction.

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